Foreign Investment In Minha Casa Minha Vida Continues To Rise

Ask any investment advisor or company or go and browse any alternative investment news website and the main topic is Brazilian real estate investments, and the main focus is the governments Minha Casa, Minha Vida (My House My Life) programme. But why all the interest in the country? and what is this programme all about? There is currently a massive property boom going on in all of Brazil’s main cities and it’s being fuelled by the demand for affordable residential housing.

Brazil’s economy has improved a great deal in recent years and is now the 6th largest economy in the world, there has also been a swift increase in general wealth of it’s people . This has meant an unparalleled demand for reasonably priced housing. The rapidly growing middle classes, for one thing, have needed many more affordable homes to purchase than were previously available. Coupled with this is the situation of those whose present accommodation is sadly unsatisfactory or below standard.

The solution to this housing shortage was an idea first put onto the table by the previous president of Brazil Lula da Silva way back in 2008 which was to build affordable housing for the growing middle classes and to have set sale prices, one hundred percent mortgages provided by Brazil’s federal bank and strict rules for purchase of a property to avoid these homes being bought and sold by the wrong people who were simply out to make a profit and to make certain that these homes went to middle class Brazilian families who needed then and who previously had little hope of getting onto the property ladder. The programme was finally launched 2009 and was welcomed both by the Brazilian media and the public. The name given to this programme was Minha Casa Minha Vida, which translates to my house, my life. Within the programmes first year tens of thousands of homes were built and sold and the scheme was seen as a huge success. Now approaching it’s forth year interest in the programme by foreign investors has grown significantly with investors from the United Kingdom, the United States, Asia and the Middle East investing heavily in the programme.

The reason that this programme is so popular with investors from around the world is that is marketed as the safest foreign real estate investment currently available, the programme is a backed by the Brazilian federal government and there are millions of families on the waiting list so that once a home is completed it is instantly sold and the investors funds, plus profits are returned, usually within 12 months. Investment is through actually developers who are building the homes and not through a third party investment company.

With any popular investment, once it is well known enough all the conmen and dodgy investment companies seem to come out of the woodwork keen to take your money and then vanish, so be cautious and bear in mind these simple points that could save you from being a victim of a con. You should be investing direct with a developer and not an investment company, the developer will use your investment to build one or more units and return your investment plus profit in around 12 months, minimum investment is usually between 23,000 and 25,000 and because the final sale price of these properties is set by the Brazilian federal government your profit is set also and genuine companies are offering between 18% and 22% depending on how many units you invest in, a company offering a too good to be true return on investments ( I’ve seen one dodgy company claiming 80% ROI) should be avoided like the plague.

In summary, anyone wanting to Invest in Brazil and it’s booming economy should consider Minha Casa Minha Vida Social Housing Investments, if your cautious and fully research who your investing through you can turn a tidy profit from this safe and secure investment.

A Concise Lowdown on Small Business And Small Business Consultants

The US financiall downturn resulted to enormous layoffs and this
motivated a lot of people to think again about their long term
objectives. Since the events played out, many finance experts from
respected business consulting firms came out of the woodwork and
suggested that men and women ought to get into business as opposed to be
happy with remaining employed. In case you already have a business but
you are uncertain about what direction to consider, perhaps it’s time
for you to commence asking questions right now.

Is my company a “small business”?

For example, family-owned organizations that were quite popular in
the past are now viewed as small business since these don’t have
aggressive and particular programs for growth. Different small business
consultants suggest that this takes place since the industrial business
concerned is already pleased with their present production and sales.

The meaning of a small business differs from state to state. Numerous
nations around the world might declare that a particular trade is
“small” when there is just one proprietor. Other nations view a commerce
as small business if it only creates some income and hires few
individuals.

Due to the present financial predicament in the US and in some
European countries, small businesses are now slowly and gradually
receiving the recognition they require around the globe. Different
government authorities in Asia and other parts of the planet now praise
small business owners for their involvement to the community in offering
required taxes and employment.

Can small businesses compete with bigger companies?

There’s always a possibility for extension if the owners will
discover ways. Small businesses in democratic places are at a bonus
since there are hardly any limits for business competitiveness unless
this can have an impact on individuals badly.

How does a small business compete with the so-called titans a market?

This depends on the ways owners are prepared to consider. Various
published books on business along with those on the web suggest choosing
safeguards, knowing the significance of this selection and hiring
business consulting firms.

Why hire some other company if your business needs help?

Look at it this way, if a person has to find information what can
that person do? Will the person hunt for answers according to his
understanding or will that person attempt to obtain the details from
external resources? The same applies in regards to small business since
turning to business consulting firms that might deliver small business
consultants is equivalent to accessing dependable support.

Small business consultants can help an owner take a long hard look at
the present state of his or her business and find methods to improve
it. This may mean making modifications in how goods are produced or how
services are rendered. This could also imply challenges to change means
of stock, accounting, auditing, and financing jobs.

When taking on business consultants to further improve your business,
don’t forget to study what that person is offering. Consider his or her
educational background, experience, and previous clients as these can
give you telltale indications of how efficient that specialist is. Have a
contract written and read its requisites before you sign.